Three credit products, one simple online application, and funding in as little as 24 hours1.

Business Term Loan

Fund your next milestone with short-term capital infusion to fund specific projects or purchases and drive your business forward.

From $5K-300K

Whatever your destination, we’re here to get you there as smoothly as possible.

Financing at your fingertips.

Apply for three financing products online in under 10 minutes – anytime, from anywhere.

Manage your funds

Manage your funds and then some from your online account. Draw more funds, review new financing offers, and a whole lot more.

Expertise on demand

Online doesn’t have to mean impersonal. We’re here to support you every step of the way. How much or how little, is entirely up to you

Are we a good fit for your business?

The journey forward is clear and simple.

If your business meets these basic requirements, our online application process will have you on your way to funding in minutes.

Minimum Requirements

Time In Business 6 Months

Credit score 600

Annual revenue $100K

Incorporated in Canada

Canadian Business bank account

Funding your path forward is simple.


Apply online

Complete our online application to find out how much you qualify for. Applying is 100% risk free. There is no obligation to continue and applying will not affect your credit score.


Fast funding

Get up to $300,000 in as little as 24 hours1,2. Your funds are deposited directly into your business bank and ready to use to move your business forward.


Automated repayments

We’re all about keeping things simple so we set up convenient automatic repayments for you. Choose from daily or weekly, whatever suits you best.

We say yes to more businesses, because we can.

It’s not magic, just a lot of experience. Small businesses are unique, and we know the health of your business is based on more than just a credit score. We use a combination of technology and real people to evaluate you and your business financing needs.

Trusted by thousands of Canadian business owners just like you.

Funding subject to lender approval.

Flex Funds is not a loan but a sale of future credit and debit receivables.

1On average, file processing can take 24-72 hours. Funds are generally transferred within 24 hours of contract acceptance and satisfaction of all funding conditions. On average, funds are transferred within 24 hours upon receipt of an accepted financing contract.