Funding Eligibility & Credit Requirements
Understanding the factors lenders use to evaluate your eligibility for financing can significantly boost your chances of approval. Explore key credit requirements, revenue thresholds, and tips to enhance your business’s financial profile to secure the financing you need.
Featured Articles
All Articles
FAQs
Typically, lenders prefer credit scores of 650 or higher, though some flexibility exists based on other financial factors.
Strong revenue can positively influence your eligibility, although credit scores remain a crucial factor.
Usually, lenders ask for recent bank statements, financial statements, and tax returns.
Most lenders, including Journey Capital, require at least 6 months of operational history.
Both are important, though personal credit scores typically carry significant weight.
Explore our Products
Business
Term Loan
From $10K up to $500K1
A fixed and predictable repayment over a set term.
Business
Line of Credit
From $10K up to $500K1
Pay only for what you take from this financing on demand.
Flex
Funds Advance
From $5K up to $500K1
Flexible repayment built to align with your business’s natural ebbs and flows.
Coming soon