Articles

OnDeck Canada forges a new path as Journey Capital

[Montreal, April 1, 2024] — OnDeck Canada unveiled a new identity, including a new name, logo, and tagline, as part of an extensive rebranding initiative. Starting today, the company has officially rebranded to Journey Capital. The new identity follows a 2022 management buyout and marks a new chapter for the company as it continues to…

Tools of the trade: Helpful tech for SMBs

Canva and CapCut Small business owners wear a lot of hats. Marketing shouldn’t have to be the one that takes the most time or breaks the budget. Whether you’re building your brand from scratch or just trying to keep up on social media, there are tools that make content creation simpler and more polished without…

5 ways small businesses use capital to grow

Capital is a tool. And like any tool, what matters most is how you use it. For small business owners, access to funding creates options. That could mean improving operations, planning ahead, or seizing a time-sensitive opportunity. Growth doesn’t always require dramatic changes. Often, it comes from targeted decisions that move the business forward in…

Our Journey video series

Every small business has a story; Our Journey brings those stories to life. Through challenges and triumphs, our clients demonstrate the power of resourcefulness and hard work, inspiring others to follow their own entrepreneurial paths. From humble beginnings to ambitious expansions, explore these journeys and celebrate the spirit of small business. Centre Hydromassage Canin Junjun Restaurant…

Milestone Moments video series

Welcome to Milestone Moments, our exclusive video series where we shine a spotlight on the inspiring journeys of small businesses across Canada. In each episode, we showcase entrepreneurs who have overcome challenges, seized new opportunities, and reached their goals with the support of Journey Capital’s fast and flexible financing solutions. From launching new ventures to expanding…

Upcoming trade shows & conferences 

As a small business owner, staying ahead of industry trends, connecting with peers, and expanding your network can give your business the edge it needs to succeed. Whether you’re looking to showcase your products, discover new opportunities, or simply learn from the best in the business, attending trade shows and conferences is a great way…

Meet the Journey Capital team

Our Meet the Journey Capital Team series introduces you to the passionate individuals behind Journey Capital who are dedicated to helping small businesses succeed. Go behind the scenes to discover the personal journeys of our team members—from their first steps in the industry to the roles they play today. You’ll hear why they’re committed to…

Summer tips for seasonal small businesses

Summer can be the most profitable time of year for seasonal small businesses in Canada. Whether you’re in tourism, home services, food, retail, or wellness, the warmer months often mean more customers, more spending, and more opportunities to grow. But to truly make the most of it, you need a plan that sets you up…

5 summer marketing strategies for small businesses

Summer’s on the horizon, but it’s not the time to put your marketing efforts on hold. Depending on your industry, this season could bring more traffic, or a noticeable slowdown. Either way, staying visible can help you stay competitive while others check out. With people spending more time outdoors and local tourism picking up, summer…

NewsWorthy: Canada’s top small business headlines

Welcome to NewsWorthy, your source for the latest news and insights shaping the small business landscape in Canada. From economic updates to emerging trends and policy changes, we’ve curated articles to keep you informed and ahead of the curve. Explore fresh stories that matter to you and your business, helping you make strategic moves and stay connected…

How to strengthen your business in uncertain times

Canadian small businesses are no strangers to navigating challenges, but recent economic shifts have made it more important than ever to focus on financial resilience. Whether you’re dealing with tariffs, higher interest rates, slower sales, or tighter customer spending, building a stronger financial foundation now can help your business weather uncertainty and emerge more stable…

Boost your sales with upselling and cross-selling

Getting new customers is crucial to your business, but making the most of your existing customer base is just as important. Upselling and cross-selling are popular sales techniques that not only enhance your customers’ experience but can also boost your bottom line. The best part? Upselling and cross-selling are easy to do. With a few…

How to manage cash flow during seasonal transitions

Seasonal shifts can have a big impact on small business cash flow. One month, sales are booming, and the next, revenue slows down as customer demand changes. Whether you’re preparing for a busy spring and summer season or navigating a post-holiday slowdown, managing cash flow during seasonal transitions is key to keeping your business running…

Tariffs: 5 things small businesses in Canada can do

UPDATED March 5, 2025 – As of midnight Tuesday, the U.S. has imposed a 25% tariff on all Canadian and Mexican imports, along with a 10% duty on energy products, triggering a trade war across North America. In response, Canada has introduced counter-tariffs on American goods, further increasing costs for businesses. This shift is expected…

How Canadian small businesses can prepare for raised tariffs

Tariffs are taxes imposed on imported goods, often designed to protect domestic industries or generate revenue. For small businesses, however, they can lead to higher costs, supply chain disruptions, and strained profit margins, especially if their operations rely on international trade. In 2025, Canadian small businesses may face the prospect of a 25% tariff on…

Tech navigator: Tools for small business success

As a small business owner, managing everything from finances to marketing and customer relationships can feel like a juggling act. Fortunately, the right tools can make all the difference. Here are some of the top tools in three key areas to help your business grow. Financial management & accounting Managing your business finances efficiently is…