15 years

of lending experience


in capital funding


industries served


Trustpilot score

Journey Capital is the leading online SMB lender in Canada.

Here’s why our partners choose to go the distance with us.

Credit options

We have the widest array of credit products and terms to choose from. We offer the most sought-after lending options: Business Term Loan, a true Business Line of Credit, and Flex Funds Advance.

Quick turnaround

We’re streamlined to offer faster decisions and accurate offers. Customize your lending offers to best suit your client’s needs.

Dedicated team

Our lending advisor and account management team is here to support you every step of the way. We can take on as much or as little of the sales process as you like.


Your experience and the one you wish to provide is tailored to you or your organization. You decide the level of involvement and integration for your partnership.

Better, together.

Journey Capital offers the most flexible credit products, dedicated service, and competitive commissions. We work with a variety of partners, like:

  • Brokers
  • Sales Organizations
  • Neo Banks
  • SaaS Platforms
  • Fintechs
  • Payment Service Providers

Choose your path. Tailor your journey.

Broadly, we offer two types of partnership, but each can be tailored depending on your preferences, needs, and customers.

Referral Program Partnership

Are your clients looking for capital to take their business further? Refer your small and medium-sized-businesses to Journey Capital through our Referral Partnership Program and help them secure the financing they need to go further, faster.

  • Offer the widest array of online lending products and give your SMB clients true credit flexibility. 
  • You choose how hands on or off you want to be. Submit referrals or complete applications; it’s entirely up to you.
  • Submit secure applications, track approval progress, and approve your deals quickly and easily from our online partner portal. 
  • Our dedicated partnerships team is always there to support you every step of the way.
Custom Platform Solutions

Are you a SaaS or Fintech platform or financial institution looking to broaden your service offering to include SMB lending? Leverage Journey Capital’s deep expertise and first-class technology to offer the fastest and the most flexible SMB financing in Canada. Take your brand even further with us.

  • Differentiate from your competitors and lead your industry. Enhance your market and brand’s potential with our custom technology integrations.  
  • Broaden your service offering by adding the widest choice of flexible SMB credit products in the Canadian market. 
  • Build brand loyalty and foster client relationships to enhance retention with a superior lending experience.