Articles
Milestone Moments video series
Welcome to Milestone Moments, our exclusive video series where we shine a spotlight on the inspiring journeys of small businesses across Canada. In each episode, we showcase entrepreneurs who have overcome challenges, seized new opportunities, and reached their goals with the support of Journey Capital’s fast and flexible financing solutions. From launching new ventures to expanding…
5 smart financial moves before year-end
The end of the year is coming fast. For Canadian small business owners, it’s not just about wrapping up the books. It’s a moment to pause, assess, and make strategic decisions that set you up for a strong start in 2026. With rising costs and an uncertain economic outlook, preparation matters more than ever. The…
5 ways to get ahead of the holiday rush
For Canadian small businesses, the holiday season can be both the most rewarding and the most demanding time of the year. Customer expectations rise, competition heats up, and the pressure to deliver is real. The good news? A little planning now can make December smoother, more profitable, and a lot less stressful. Here are five…
5 ways to strengthen your business this fall
Fall can be a turning point for Canadian small businesses. Summer spending slows, routines shift with back-to-school, and the last stretch of the year comes into focus. For many entrepreneurs, September is the moment to pause and ask: Where am I headed next? The answer isn’t always simple. Rising costs, cautious customers, and unpredictable demand continue…
Internship insights: Shaping the future of fintech
Our internship program offers young talent the chance to gain valuable, real-world corporate experience. Our interns work closely with our fintech leaders and team members, learning through hands-on projects and collaboration. They become part of our team, contributing to meaningful work that supports our business. This experience helps them develop practical skills and gain insights…
Fintech Focus with David Souaid
Fintech Focus with David Souaid is a recurring video series featuring insights from our CRO on the evolution of financial services in Canada. From market trends to lending innovations, each series explores how fintech is reshaping the way small businesses access and use capital. The future of lending is embedded Follow us on Facebook, LinkedIn, and…
The future of lending is embedded
Over the past 15 years, I’ve seen small business lending in Canada evolve significantly. But one thing has stayed the same: small business owners are always busy. They’re managing everything from staffing and inventory to marketing and daily operations. When a financing need arises, they don’t have time to research options or navigate a lengthy…
5 ways small businesses use capital to grow
Capital is a tool. And like any tool, what matters most is how you use it. For small business owners, access to funding creates options. That could mean improving operations, planning ahead, or seizing a time-sensitive opportunity. Growth doesn’t always require dramatic changes. Often, it comes from targeted decisions that move the business forward in…
Journey Capital recognized as one of the Best Workplaces in Canada 2025
Journey Capital is honoured to announce that our organization has been named one of the Best Workplaces in Canada 2025. This prestigious award was given after a thorough and independent analysis conducted by Great Place to Work®, the global authority on workplace culture, employee happiness, and leadership that drives success, retention, and innovation. This past…
Summer tips for seasonal small businesses
Summer can be the most profitable time of year for seasonal small businesses in Canada. Whether you’re in tourism, home services, food, retail, or wellness, the warmer months often mean more customers, more spending, and more opportunities to grow. But to truly make the most of it, you need a plan that sets you up…
5 summer marketing strategies for small businesses
Summer’s on the horizon, but it’s not the time to put your marketing efforts on hold. Depending on your industry, this season could bring more traffic, or a noticeable slowdown. Either way, staying visible can help you stay competitive while others check out. With people spending more time outdoors and local tourism picking up, summer…
How to strengthen your business in uncertain times
Canadian small businesses are no strangers to navigating challenges, but recent economic shifts have made it more important than ever to focus on financial resilience. Whether you’re dealing with tariffs, higher interest rates, slower sales, or tighter customer spending, building a stronger financial foundation now can help your business weather uncertainty and emerge more stable…
Boost your sales with upselling and cross-selling
Getting new customers is crucial to your business, but making the most of your existing customer base is just as important. Upselling and cross-selling are popular sales techniques that not only enhance your customers’ experience but can also boost your bottom line. The best part? Upselling and cross-selling are easy to do. With a few…
How to manage cash flow during seasonal transitions
Seasonal shifts can have a big impact on small business cash flow. One month, sales are booming, and the next, revenue slows down as customer demand changes. Whether you’re preparing for a busy spring and summer season or navigating a post-holiday slowdown, managing cash flow during seasonal transitions is key to keeping your business running…
Tariffs: 5 things small businesses in Canada can do
UPDATED March 5, 2025 – As of midnight Tuesday, the U.S. has imposed a 25% tariff on all Canadian and Mexican imports, along with a 10% duty on energy products, triggering a trade war across North America. In response, Canada has introduced counter-tariffs on American goods, further increasing costs for businesses. This shift is expected…