right loan for your business

Choosing the Right Loan for Your Business

Are you checking the right boxes when choosing financing for your business?   When business owners think of obtaining finance for their small business, they may think of going to the bank, friends, or family. But business owners may not be aware of other trusted lending options. There are many financing options today to fund…
Meet-with-your-accountant - OnDeck Canada

Build A Relationship With My Accountant

For many small business owners, the relationship they have with their accountant is very transactional. In other words, they meet with their accountant at year-end to file their taxes; and maybe on a quarterly basis to file their employee withholding or pay their quarterly estimated income taxes. At least that’s how I approached my accountant…

Important Small Business Financial Metrics You Need to Know

I don’t think I’m alone when I suggest, that like many small business owners, I didn’t jump into business ownership because I was really excited about small business bookkeeping or accounting. I knew it was part of the deal, but it wasn’t the part of business ownership I was the most jazzed about. Nevertheless, there…

A Comprehensive Guide to Small Business Loans

Small Business Loans Many small businesses rely on borrowed capital to fuel growth and other initiatives. Depending upon the nature of the business need, a business’ credit profile, time in business, whether or not the business has adequate collateral, and other factors, there are more small business loan options available today than ever before. The…
Business-strategy-blog- OnDeck

6 Steps to Help You Think More Strategically

Building a Business Strategy for 2019 Thinking strategically and building a business strategy is an important exercise for all businesses—large and small. Unfortunately, many small business owners aren’t sure where to start, how a more strategic approach will impact their business, or if it’s even worth the time away from the important work of meeting…
budgeting for the new year | OnDeck

Small Business Budgeting for the New Year

Even if your business is not what is typically identified as a “seasonal” business, your business likely ebbs and flows with seasonal fluctuations—at least that’s been my experience over the last 35 or so years. Fortunately, after a couple of years at the helm of your business, those fluctuations can be anticipated; making it possible…
Cash Flow for Small Business | OnDeck

Cash Flow: What Business Owners Should Know

Cash flow is the lifeblood of every business. Without cash, it’s hard to purchase inventory, pay employees, and ultimately keep the doors open. In fact, according to, 82% of small businesses fail because of poor cash flow management skills or a poor understanding of cash flow. “While there are multiple factors to consider with…
4 Ways to Recover From A Rejected Loan Application | OnDeck

4 Ways to Recover From A Rejected Loan Application

Most small business owners don’t jump into their entrepreneurial dream because they are experts at financing a business. As a result, it’s not uncommon for a loan application to be rejected. Sometimes it could be the creditworthiness of the business, the criteria of the lender, or simply not completely understanding what the lender considered when…
Get-Smart-About-Your-Business-Credit-Profile | OnDeck

Your Credit Profile: Are You Smart Enough?

Today is Get Smart About Your Credit Day. As a small business owner, you don’t need to be a credit or finance expert, but in today’s world, it’s critically important that you have a strong foundation of credit knowledge and are vigilant in your efforts to build and maintain a strong profile. Every small business…

Understanding Crowdfunding

The options available to small business owners, particularly startups, for finding capital are better than ever—but they might not be where you’re looking. Crowdfunding is one of [...]