Category: Advice
5 smart financial moves before year-end
The end of the year is coming fast. For Canadian small business owners, it’s not just about wrapping up the books. It’s a moment to pause, assess, and make strategic decisions that set you up for a strong start in 2026. With rising costs and an uncertain economic outlook, preparation matters more than ever. The…
5 ways to get ahead of the holiday rush
For Canadian small businesses, the holiday season can be both the most rewarding and the most demanding time of the year. Customer expectations rise, competition heats up, and the pressure to deliver is real. The good news? A little planning now can make December smoother, more profitable, and a lot less stressful. Here are five…
Fintech Focus with David Souaid
Fintech Focus with David Souaid is a recurring video series featuring insights from our CRO on the evolution of financial services in Canada. From market trends to lending innovations, each series explores how fintech is reshaping the way small businesses access and use capital. The future of lending is embedded Follow us on Facebook, LinkedIn, and…
5 summer marketing strategies for small businesses
Summer’s on the horizon, but it’s not the time to put your marketing efforts on hold. Depending on your industry, this season could bring more traffic, or a noticeable slowdown. Either way, staying visible can help you stay competitive while others check out. With people spending more time outdoors and local tourism picking up, summer…
How to strengthen your business in uncertain times
Canadian small businesses are no strangers to navigating challenges, but recent economic shifts have made it more important than ever to focus on financial resilience. Whether you’re dealing with tariffs, higher interest rates, slower sales, or tighter customer spending, building a stronger financial foundation now can help your business weather uncertainty and emerge more stable…
Tech navigator: Tools for small business success
As a small business owner, managing everything from finances to marketing and customer relationships can feel like a juggling act. Fortunately, the right tools can make all the difference. Here are some of the top tools in three key areas to help your business grow. Financial management & accounting Managing your business finances efficiently is…
Find success at trade shows
For small businesses, industry trade shows and conferences offer a valuable opportunity to connect with potential clients, showcase products and services, and gain industry insights. To make the most of these opportunities, it’s important to plan strategically and execute effectively. Here are a few tips to help you maximize your participation in trade shows and…
The hidden risks of loan stacking
Running a small business is no easy task, and sometimes, securing the right financing can feel like a challenge. In your search for capital, you might come across multiple lenders offering attractive loan options. It may be tempting to take on several loans at once to meet your immediate needs, but this practice, known as…
How to build a website for your small business
Establishing a strong online presence is paramount in our digitally driven era. While social media can be effective, owning a website offers additional opportunities to showcase and expand your business. With more customers online than ever, having a website allows you to connect with them more effectively. Follow these steps to build a website you…
Word-of-mouth marketing strategies for SMBs
Although digital transformation has brought us a variety of new marketing channels and tools, word-of-mouth marketing hasn’t lost its relevance. In fact, it’s arguably still the most powerful marketing tool out there. Word-of-mouth remains the most trusted form of marketing – with 92% of consumers trusting reviews and recommendations from their friends and family over traditional media.…
Simplify your funding experience with Self-Checkout
We’re always looking for ways to enhance your funding experience and make managing your finances easier. That’s why we’re excited to introduce a new online feature to our customers: Self-Checkout, the most convenient way to obtain additional funds when you need them. Available in your MyPortal online account, this addition allows you to review, accept, and…
Financial literacy: A key to small business success
Financial literacy is something that’s often overlooked by entrepreneurs and small business owners. Today’s business landscape is more competitive than ever, so understanding the fundamentals of budgeting, cash flow management, and financial planning can make the difference between success and failure. Being financially literate can give you the knowledge you need to make informed decisions,…
7 tips for effectively managing summer temp employees
Summer is in full swing, and for many business owners, this means managing interns and other temporary employees. These workers can present unique challenges due to their limited experience and different motivations compared to year-round staff. As a manager, you know a one-size-fits-all approach doesn’t work, especially with seasonal workers. So, here are seven actionable…
How does a Business Line of Credit work?
Does your small business need financing to help keep things moving in the right direction? Whether you’re looking to fund minor renovations or repairs, manage your cash flow, or build your inventory, a Business Line of Credit could be the perfect solution. And unlike other options out there, Journey Capital has the only true Line…
How the 2024 federal budget affects small businesses
Every year, the Canadian government announces its federal budget, which outlines its plans for how it will be spending money. Small businesses should pay close attention, because the new governmental policies and allocations can affect how they operate. This year, the government is focused on helping small businesses achieve growth and stay competitive. The measures outlined…