Category: Business Financing
How to manage cash flow gaps
For Canadian small business owners, cash flow rarely follows a perfect rhythm. Revenue comes in waves, but expenses stay on schedule. Payroll, supplier invoices, rent, and seasonal costs don’t pause when sales slow down. The good news is that steady cash flow doesn’t require a complicated system. It comes from simple habits that help you manage timing…
Upcoming trade shows & conferences
As a small business owner, staying ahead of industry trends, connecting with peers, and expanding your network can give your business the edge it needs to succeed. Whether you’re looking to showcase your products, discover new opportunities, or simply learn from the best in the business, attending trade shows and conferences is a great way…
Meet the Journey Capital team
Get to know the passionate individuals behind Journey Capital who are dedicated to helping Canadian small businesses succeed, every day. Calvin Mazloum, Risk Underwriter Q: In one sentence, what does a Risk Underwriter do? Calvin: A Risk Underwriter analyzes every aspect of a business to both determine and recommend the best financing solution tailored to their…
How to turn opportunities into growth in 2026
For Canadian small business owners, opportunities don’t wait for perfect timing. They show up as new customer demand, a partner invitation, or a chance to expand. Turning those moments into growth starts with preparation and simple, repeatable steps. The good news: you don’t need a complicated plan to move with confidence. Here are five practical…
Our Journey video series
Every small business has a story, Our Journey brings those stories to life. Through challenges and triumphs, our clients demonstrate the power of resourcefulness and hard work, inspiring others across Canada to follow their own entrepreneurial paths. From humble beginnings to ambitious expansions, explore these journeys and celebrate the spirit of small business. United Boxing Club…
How to create a simple growth plan for 2026
For Canadian small business owners, the start of a new year isn’t just a date on the calendar. It’s an opportunity to set the tone for growth. A clear plan helps you prioritize, forecast, and make smart financial decisions so you can hit the ground running in January. The good news? Building a growth plan…
Tools of the trade: Helpful tech for SMBs
PLANNING TOOLS Starting a new year strong means having a clear picture of your finances and the right systems to keep things organized. For small business owners, planning ahead can feel overwhelming but the right tools make it easier to stay on top of cash flow, invoicing, and budgeting without hiring a full-time accountant. Here…
5 smart financial moves before year-end
The end of the year is coming fast. For Canadian small business owners, it’s not just about wrapping up the books. It’s a moment to pause, assess, and make strategic decisions that set you up for a strong start in 2026. With rising costs and an uncertain economic outlook, preparation matters more than ever. The…
5 ways to get ahead of the holiday rush
For Canadian small businesses, the holiday season can be both the most rewarding and the most demanding time of the year. Customer expectations rise, competition heats up, and the pressure to deliver is real. The good news? A little planning now can make December smoother, more profitable, and a lot less stressful. Here are five…
5 ways to strengthen your business this fall
Fall can be a turning point for Canadian small businesses. Summer spending slows, routines shift with back-to-school, and the last stretch of the year comes into focus. For many entrepreneurs, September is the moment to pause and ask: Where am I headed next? The answer isn’t always simple. Rising costs, cautious customers, and unpredictable demand continue…
Fintech Focus with David Souaid
Fintech Focus with David Souaid is a recurring video series featuring insights from our CRO on the evolution of financial services in Canada. From market trends to lending innovations, each series explores how fintech is reshaping the way small businesses access and use capital. The future of lending is embedded Follow us on Facebook, LinkedIn, and…
The future of lending is embedded
Over the past 15 years, I’ve seen small business lending in Canada evolve significantly. But one thing has stayed the same: small business owners are always busy. They’re managing everything from staffing and inventory to marketing and daily operations. When a financing need arises, they don’t have time to research options or navigate a lengthy…
5 ways small businesses use capital to grow
Capital is a tool. And like any tool, what matters most is how you use it. For small business owners, access to funding creates options. That could mean improving operations, planning ahead, or seizing a time-sensitive opportunity. Growth doesn’t always require dramatic changes. Often, it comes from targeted decisions that move the business forward in…
Summer tips for seasonal small businesses
Summer can be the most profitable time of year for seasonal small businesses in Canada. Whether you’re in tourism, home services, food, retail, or wellness, the warmer months often mean more customers, more spending, and more opportunities to grow. But to truly make the most of it, you need a plan that sets you up…
5 summer marketing strategies for small businesses
Summer’s on the horizon, but it’s not the time to put your marketing efforts on hold. Depending on your industry, this season could bring more traffic, or a noticeable slowdown. Either way, staying visible can help you stay competitive while others check out. With people spending more time outdoors and local tourism picking up, summer…