applying to OnDeck

Applying with OnDeck? What You Need to Know

Traditionally, applying for business financing can be difficult for small business owners. It takes time you don’t have and loads of paperwork you struggle to find. It leaves you thinking that there must be a better way.

Well, you’ve come to the right place! At OnDeck, we made the application experience as stress-free and as painless as possible.

It takes our median customer only 7.2 minutes to complete our online application and it may even give you a decision on the spot. Of course, if applying online isn’t your preference, you should call us; one of our friendly and knowledgeable loan advisors will help you apply over the phone. The call usually takes about 10 minutes and if you’re approved, you can have the funds in your account in as soon as one business day.

OnDeck makes applying for financing a breeze. Keep in mind there are some minimum requirements and a bit of information we’ll need from you. For the fastest application process, read below and have the necessary information ready to go.

Our minimum requirements include:

  • $100,000 in annual revenue
  • 1 year in business
  • 5 deposits to your business checking account per month

Have this information available when you apply:

  • Your Tax ID number (EIN)
  • Your Social Insurance number
  • Estimated annual gross revenue
  • Average bank balance

You may need to submit your last 3 months of business bank statements1 (know where these are or how to download them)

Ready to apply now? Click here.

Have questions? Call (888) 269-4246 or read our top FAQs.


1In a small percentage of cases, some further documentation is needed.