Articles

7 tips for effectively managing summer temp employees

Summer is in full swing, and for many business owners, this means managing interns and other temporary employees. These workers can present unique challenges due to their limited experience and different motivations compared to year-round staff. As a manager, you know a one-size-fits-all approach doesn’t work, especially with seasonal workers. So, here are seven actionable…

How to benefit from summer tourism in Canada

Summer in Canada is a vibrant time, filled with warm weather, fun festivals, and a surge of tourists eager to explore everything our country offers. For small businesses, this presents a golden opportunity to capitalize on increased foot traffic and boost their revenues. Here are a few strategies small businesses can use to capitalize on…

Discover two new ways to renew funding from your MyPortal account

If you’re a Journey Capital customer, you know about our quick and convenient online financing services. And now, obtaining more funding for your small business has never been easier. We recently launched two all-new ways to get more financing for your business. The first is our Self-Requested Renewals feature, which allows qualifying customers to request additional funding,…

Journey Capital is a Certified™ Great Place To Work®

[Montreal, June 3, 2024] — Journey Capital is thrilled to be recognized as a Certified™ Great Place To Work® for 2024-2025. This illustrious award comes straight from our employees, with 97% saying Journey Capital is a fantastic place to work. Great Place To Work® is a global authority on workplace culture, employee happiness, and leadership…
Small Business owner working in bakery.

How does a Business Line of Credit work?

Does your small business need financing to help keep things moving in the right direction? Whether you’re looking to fund minor renovations or repairs, manage your cash flow, or build your inventory, a Business Line of Credit could be the perfect solution. And unlike other options out there, Journey Capital has the only true Line…

How the 2024 federal budget affects small businesses

Every year, the Canadian government announces its federal budget, which outlines its plans for how it will be spending money. Small businesses should pay close attention, because the new governmental policies and allocations can affect how they operate.  This year, the government is focused on helping small businesses achieve growth and stay competitive. The measures outlined…

Summer 2024: What to expect and how to prepare your small business

Canadian small businesses are currently facing a mixed bag of opportunities and challenges as summer draws near. Despite a strong job market and population growth, consumers are struggling with issues such as high debt and rising mortgage rates, which are limiting their spending power. However, there is hope on the horizon. The Bank of Canada…

Fintech Focus: Small business success with David Souaid

In recent weeks, our CRO David Souaid has been on a tour of podcast interviews, sharing invaluable insights in the world of small business lending, entrepreneurship, the future of fintech, and more. Whether you’re a seasoned entrepreneur or just starting out, these podcasts are packed with practical tips and inspiration to help you reach your…

How to get your small business ready for spring

It’s time for small businesses to shake off the winter blues and prepare for a fresh season of growth and opportunity. Spring brings with it a sense of renewal and rejuvenation, making it the perfect time to review, refresh, and revitalize your strategies. Here are a few tips to get your business ready for the…

OnDeck Canada forges a new path as Journey Capital

[Montreal, April 1, 2024] — OnDeck Canada unveiled a new identity, including a new name, logo, and tagline, as part of an extensive rebranding initiative. Starting today, the company has officially rebranded to Journey Capital. The new identity follows a 2022 management buyout and marks a new chapter for the company as it continues to…

2024 CEBA Repayment Guide: What you need to know

The latest Canada Emergency Business Account (CEBA) deadline for loan forgiveness has passed (January 18, 2024). However, if you applied for a refinancing loan on or before that date, you qualify for a special extension until March 28, 2024, to keep the forgivable portion of up to $20,000. If you didn’t apply for refinancing, you’ve…

5 lessons for small businesses from top entrepreneurs

When you think of successful entrepreneurs, who comes to mind? We’ve all heard stories of small businesses that started with very little and went on to achieve big things. But what’s their secret, and how did they do it? Let’s explore their stories and draw practical lessons that you can apply in various areas of…
Small Business Owners looking at outsourcing opportunities.

The 2023 small business outsourcing guide

Are you bogged down with tasks that stop you from focusing on the areas of your business you need to the most? Consider the benefits of outsourcing. Outsourcing has become a tool for small businesses to access specialized skills, reduce costs, and boost efficiency. In a Clutch report, 83% of small businesses planned to maintain…

Winning fall and winter marketing strategies

Every season presents its own set of unique marketing opportunities and challenges. As we move into fall and winter, it’s important to understand how the modern Canadian consumer thinks and acts. In this blog, we’ll discuss the profile of the Canadian consumer, ways to get their attention, and strategies to align your marketing efforts. Understanding…