Category: Business Financing
Simplify your funding experience with Self-Checkout
We’re always looking for ways to enhance your funding experience and make managing your finances easier. That’s why we’re excited to introduce a new online feature to our customers: Self-Checkout, the most convenient way to obtain additional funds when you need them. Available in your MyPortal online account, this addition allows you to review, accept, and…
Financial literacy: A key to small business success
Financial literacy is something that’s often overlooked by entrepreneurs and small business owners. Today’s business landscape is more competitive than ever, so understanding the fundamentals of budgeting, cash flow management, and financial planning can make the difference between success and failure. Being financially literate can give you the knowledge you need to make informed decisions,…
How to benefit from summer tourism in Canada
Summer in Canada is a vibrant time, filled with warm weather, fun festivals, and a surge of tourists eager to explore everything our country offers. For small businesses, this presents a golden opportunity to capitalize on increased foot traffic and boost their revenues. Here are a few strategies small businesses can use to capitalize on…
Discover two new ways to renew funding from your MyPortal account
If you’re a Journey Capital customer, you know about our quick and convenient online financing services. And now, obtaining more funding for your small business has never been easier. We recently launched two all-new ways to get more financing for your business. The first is our Self-Requested Renewals feature, which allows qualifying customers to request additional funding,…
Journey Capital is a Certified™ Great Place To Work®
[Montreal, June 3, 2024] — Journey Capital is thrilled to be recognized as a Certified™ Great Place To Work® for 2024-2025. This illustrious award comes straight from our employees, with 97% saying Journey Capital is a fantastic place to work. Great Place To Work® is a global authority on workplace culture, employee happiness, and leadership…
How does a Business Line of Credit work?
Does your small business need financing to help keep things moving in the right direction? Whether you’re looking to fund minor renovations or repairs, manage your cash flow, or build your inventory, a Business Line of Credit could be the perfect solution. And unlike other options out there, Journey Capital has the only true Line…
How the 2024 federal budget affects small businesses
Every year, the Canadian government announces its federal budget, which outlines its plans for how it will be spending money. Small businesses should pay close attention, because the new governmental policies and allocations can affect how they operate. This year, the government is focused on helping small businesses achieve growth and stay competitive. The measures outlined…
Summer 2024: What to expect and how to prepare your small business
Canadian small businesses are currently facing a mixed bag of opportunities and challenges as summer draws near. Despite a strong job market and population growth, consumers are struggling with issues such as high debt and rising mortgage rates, which are limiting their spending power. However, there is hope on the horizon. The Bank of Canada…
Fintech Focus: Small business success with David Souaid
In recent weeks, our CRO David Souaid has been on a tour of podcast interviews, sharing invaluable insights in the world of small business lending, entrepreneurship, the future of fintech, and more. Whether you’re a seasoned entrepreneur or just starting out, these podcasts are packed with practical tips and inspiration to help you reach your…
How to get your small business ready for spring
It’s time for small businesses to shake off the winter blues and prepare for a fresh season of growth and opportunity. Spring brings with it a sense of renewal and rejuvenation, making it the perfect time to review, refresh, and revitalize your strategies. Here are a few tips to get your business ready for the…
2024 CEBA Repayment Guide: What you need to know
The latest Canada Emergency Business Account (CEBA) deadline for loan forgiveness has passed (January 18, 2024). However, if you applied for a refinancing loan on or before that date, you qualify for a special extension until March 28, 2024, to keep the forgivable portion of up to $20,000. If you didn’t apply for refinancing, you’ve…
Fintech Fridays Podcast – Revolutionizing small business lending & empowering entrepreneurs
In episode 60 of the Fintech Fridays Podcast, David Souaid, Chief Revenue Officer at OnDeck Canada, joins Craig Asano to discuss his insights on the current and future state of online financing. Their conversation explores the origins and mission of OnDeck Canada, working capital challenges faced by small businesses, upcoming trends in small business lending,…
The 2023 small business outsourcing guide
Are you bogged down with tasks that stop you from focusing on the areas of your business you need to the most? Consider the benefits of outsourcing. Outsourcing has become a tool for small businesses to access specialized skills, reduce costs, and boost efficiency. In a Clutch report, 83% of small businesses planned to maintain…
Canada’s economy in 2023: A guide for SMBs
When you’re busy running your business, staying on top of the economy might feel like one more thing on a never-ending to-do list. We’re here to save you time. In this blog, we bring you up to speed with the current state of Canada’s economy and provide insights on what’s to come. Two key areas…
How to tell your brand story
Behind every successful brand lies a good story. When you think of brands, you think of those that left a lasting impression on you. Like Apple, with its innovative products and minimalist designs, or Nike, with its iconic “Just Do It” slogan and inspirational marketing campaigns. Their success was built on more than just products…