Articles
Journey Capital recognized as one of the Best Workplaces in Canada 2025
Journey Capital is honoured to announce that our organization has been named one of the Best Workplaces in Canada 2025. This prestigious award was given after a thorough and independent analysis conducted by Great Place to Work®, the global authority on workplace culture, employee happiness, and leadership that drives success, retention, and innovation. This past…
OnDeck Canada forges a new path as Journey Capital
[Montreal, April 1, 2024] — OnDeck Canada unveiled a new identity, including a new name, logo, and tagline, as part of an extensive rebranding initiative. Starting today, the company has officially rebranded to Journey Capital. The new identity follows a 2022 management buyout and marks a new chapter for the company as it continues to…
How to choose the right funding for your business
Getting approved for business funding can feel like the biggest hurdle. Once an offer is available, it can be tempting to focus on the amount and whether the business can afford the payments. But that only tells you part of the story. The better question is whether the funding actually fits what the business needs…
5 signs your business is ready for funding
For a lot of business owners, the question isn’t whether funding is available. It’s knowing when it actually makes sense to use it. There’s no perfect moment. You probably won’t wake up one morning and suddenly feel completely ready to borrow. More often, the signs show up in the day-to-day running of the business. You…
Backing the businesses that build Canada
There are moments when the everyday choices we make take on greater significance. This is one of those moments. The Canadian economic landscape continues to shift. Costs remain high, supply chains are changing and businesses are being asked to make important decisions in an environment that is anything but predictable. Canadian entrepreneurs have responded as…
ICYMI: Canada’s top small business headlines
From economic updates to emerging trends and policy changes, we’ve curated articles to keep you informed and ahead of the curve. Explore fresh stories that matter to you and your business, helping you make strategic moves and stay connected with Canada’s dynamic small business community. Recent headlines Confidence rises as tariff uncertainty returns: Canadian small business…
Smart investments to make before fall
August has a way of making fall feel farther away than it really is. Then September arrives and the pace starts to change. Suddenly, small businesses are trying to prepare while still keeping up with the day-to-day. That’s why this month can be such a useful planning window. You don’t need to overhaul the business…
How employee experience shapes business growth (video)
When people talk about business growth, the conversation usually turns to revenue. Maybe it’s about hiring more people or moving into a new market. And of course, those things matter. But none of them happen on their own. Every growth plan eventually lands on someone’s desk. Employees are the ones answering customer questions, working through…
How the World Cup creates opportunities for small businesses
The FIFA World Cup is more than a global sporting event. For many Canadian small businesses, it has become a chance to connect with customers, bring people together, and benefit from the excitement surrounding the tournament. Canada is co-hosting the 2026 FIFA World Cup alongside the United States and Mexico, with matches taking place in…
The business realities behind patient care
When people think about healthcare and wellness practices, they often focus on treatment plans and quality of care. What’s less visible is the business operation that supports every appointment, procedure, and patient interaction. Whether it’s a medical clinic, dental clinic, physiotherapy practice, chiropractic office, or wellness centre, delivering consistent patient care depends on much more…
7 ways healthcare practices use funding to grow
1. When it’s time to invest in new equipment The right equipment can open the door to new services, better patient outcomes, and greater efficiency. Whether you’re upgrading imaging technology, adding a new laser, or replacing aging equipment, financing can help you make the investment without tying up working capital. 2. When patient demand starts…
Upcoming trade shows & conferences
As a small business owner, staying ahead of industry trends, connecting with peers, and expanding your network can give your business the edge it needs to succeed. Whether you’re looking to showcase your products, discover new opportunities, or simply learn from the best in the business, attending trade shows and conferences is a great way…
Fast funding vs smart funding: Why repayment time matters
For Canadian small business owners, fast access to capital can make a real difference. Opportunities move quickly, equipment breaks down unexpectedly, and seasonal demand often requires businesses to spend before revenue catches up. Fast funding helps businesses respond without waiting weeks for approvals. But speed is only part of the equation. What matters just as…
Why cash flow matters in financing (video)
Revenue is often the number that gets the most attention in business. Strong sales can signal demand, growth, and momentum. But when lenders evaluate financing applications, revenue is only part of the picture. What matters just as much, and often more, is cash flow. A business can generate strong revenue and still struggle financially if too…
Fast business financing in Canada: Why speed alone isn’t a strategy (video)
In small business financing, speed gets a lot of attention. Fast approvals. Fast funding. Money in your account in less and less time. And I understand why. In the real world of small business, timing matters. Opportunities move quickly. Expenses do not wait. Payroll comes up. Inventory needs to be ordered. Equipment breaks. Growth opportunities…
How to borrow smarter, not faster
For Canadian small business owners, speed can feel like everything. When payroll is approaching, shelves need to be restocked, or equipment suddenly fails, fast funding can feel like the only thing that matters. But speed alone isn’t the only metric that matters. Smart funding looks beyond how quickly money arrives. It considers total cost, repayment…
How to manage cash flow gaps
For Canadian small business owners, cash flow rarely follows a perfect rhythm. Revenue comes in waves, but expenses stay on schedule. Payroll, supplier invoices, rent, and seasonal costs don’t pause when sales slow down. The good news is that steady cash flow doesn’t require a complicated system. It comes from simple habits that help you manage timing…