Articles
6 Fall Productivity ‘Hacks’ for Small Businesses
With Halloween, and Thanksgiving right around the corner, its an easy time to get distracted. To keep you focused, we found these six different “productivity hacks” to help both you and your employees get more done during the holiday lead-up. 1. Inspire your workers to get a “full night’s rest” each evening – and get…
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Small Business Success Story: Hal Wilson, Cyber Imaging Solutions
Watch Hal Wilson, a 20-year small business veteran, and owner Cyber Imaging Solutions, a creator of websites for optical retail sales in Raleigh, NC talk about how he used an OnDeck loan to help accomodate his cash flow conversion cycles.
The Go-Getter’s Guide to Making 2015 Your Best Year Ever
We know, it’s only September – but now is the time to start planning for the next year of your business. Codifying your exact plans and goals months ahead of time will allow you the freedom to optimize once you’re in the thick of the year. Here are five things your business needs to be…
This Motivated Senator Wants to Fix the Small Business Loan Gender Gap
Recent studies have shown that woman business owners have a much tougher time obtaining small business financing than their male counterparts…and one motivated Senator is on the job and fighting for change. Maria Cantwell is the chairwoman of the Senate Committee on Small Business and Entrepreneurship, and she’s made closing this particular “gender gap” a…
Do You Classify Employees as Contractors? You May Need to Stop
Throughout the past decade, many small businesses have saved money by classifying their workers as independent contractors. They do so because an independent contractor – who, by definition, would have more rights to take work elsewhere than a standard employee – doesn’t need to be afforded the same healthcare, and other costs, that a full-time…
Dear Mr. President: Small Business Owners Have Something to Say
Small business owners are often referred to as community leaders – and it’s not just because their businesses serve as important pillars in their town or city. As one recent study from the National Small Business Association illustrates, entrepreneurs are an incredibly politically involved group. In fact, the stats seem to suggest that small business…
Are Millennials More Optimistic Business Owners?
Normally, you hear about “millennial” entrepreneurs creating startup tech companies like Facebook and Twitter. However, new data shows there are more “millennial” Main Street business owners than ever before, and younger small business owners may be even more optimistic – and more likely to hire – than their older counterparts. According to the Spark Business…
1 Essential Tip for Becoming a Better Borrower
We’ve often spoken about the factors that can help you and your business look more attractive to lenders – like having a strong business credit profile. While important, there’s one major factor lenders look at that requires greater attention: cash flow. James Good, of the Small Business Payments Company, explained to Forbes recently that small…
Why It’s Absolutely Okay to Start Planning for Retirement
With small business owners busier than ever before, planning for retirement can often get placed on the backburner. According to a recent article from the Wall Street Journal, many business owners think the eventual sale of their business can entirely fund their retirement. But, it can be especially difficult to place a future value on…
3 Essential Documents Your Business Needs at the Ready
One of the most important – albeit less thrilling – responsibilities business owners need to pay attention to is their paperwork. Although essential when it comes time to pay your taxes in the spring, having your key documents organized and ready is crucial for when you want to access financing. According to The U.S. Small…
3 Insanely Easy Ways to Improve Your Business Credit Score
We’ve detailed numerous ways business owners can boost their credit scores – including “5-3-2 Rule” and credit blunders to avoid. But what you’re looking for some easier fixes? Don’t fret – here are three easy ways to give your score a boost. But what you’re looking for some easier fixes? 1. Break your payments up…
Confidence among Small Business Owners Continues to Climb
No one would deny that it’s been tough for small business owners in recent years. However, if one recent report is any indication, times are getting easier – or, at least, small business owners are becoming more confident about their ability to weather the storm. The National Federation of Independent Business recently reported that its…
Running a Small Business Is No Vacation, OnDeck Study Finds
Today, OnDeck released the findings of its summer Main Street Pulse Report, a quarterly study of small business trends. The report examined vacation habits of small business owners nationwide, revealing that most are increasingly time-strapped and unable to take vacation. Based on responses from over 200 small business owners, we found out the following: Approximately…
The Only Gadgets Your Small Business Needs
We’ve put together a brand-agnostic selection of tools that can make life easier at any office. Better yet, all the tools listed below can be obtained for a low price (or in some cases, for free.) A USB Hub Think about all the things you have plugged into USB drives across the office: phones, tablets,…